No one expects to be involved in a car accident, but when they are, they do expect insurance to cover their losses. Unfortunately, numerous car accident victims find themselves involved in insurance disputes with the responsible parties' insurance providers. When that happens, what right do Massachusetts residents have?
Numerous Massachusetts residents are involved in motor vehicle accidents every day. Thankfully, most of these accidents are only minor fender benders, but some are on the extreme side. At the end of the day, it doesn't matter if an accident is a minor or major event, victims or -- in the event of fatality -- their surviving family members depend on insurance providers to take care of them. Sadly, that does not always happen. Insurance disputes are all too common following motor vehicle accidents.
More people across the United States are choosing to rent rather than own homes -- for various reasons. Massachusetts residents who do this would be wise to obtain renter's insurance in order to protect their possessions and themselves in the event anything happens to the dwellings in which they reside. No insurance plan is perfect, though, and some who need to use it may find themselves struggling to get their losses fully covered. When dealing with a renter's insurance dispute, legal counsel may be able to help one fight for relief.
When your Massachusetts home sustains damage, you may expect your insurance company to cover the cost of repairs. Sometimes, though, your homeowners insurance may not offer the settlement you were expecting. In this situation, it is important to know what you can do.
Whether your home sustained roof damage in a storm or you were in a motor vehicle accident, you are likely to deal with insurance companies. Most people in Massachusetts and elsewhere will file an insurance claim at some point during their lifetime. Sometimes the process is simple and straightforward. However, in other cases, you may find yourself struggling with the insurance company at every step.
Filing for an insurance claim is not easy work. You will probably have to do quite a bit of record keeping and emailing back and forth with your insurance claims approval division. However, you may be able to navigate this system effectively for minor claims.
It can be incredibly frustrating to get a Massachusetts doctor's bill and see your insurance company denied a service. You may wonder how they can do that if your doctor thought something was needed. It can be upsetting. Plus, it leaves you holding the responsibility to pay the bill. It can almost make you question why you even have insurance. Is it legal for insurance companies to deny your claims?
When you have auto repair or medical bills on the table, you do not want your insurer to play games while processing your claim. Unfortunately, many Massachusetts policy holders find the first settlement offer they receive is too low to adequately pay their coverage. So why do insurance companies engage in such tactics even if policy holders have made a convincing case for their claim? Sometimes insurers are purposely looking to see what their policy holders know.
Very few people relish the thought of going up against a Massachusetts insurance company in court. You probably know that these companies off and retain lawyers and have significant financial resources to fund legal battles. However, confronting an insurer acting in bad faith could start a process that ends with you collecting the benefits you deserve.
If you have been in an accident in Massachusetts, you probably feel confident that your insurance company will make things right. However, you may be in for a bit of trouble. Insurance companies really never want to pay out. They prefer to collect premiums and deductibles, so when you make a claim, they will try hard to pay the least amount possible. This could spell trouble for you.